Innerbloom Now Offers Payment Plans through CareCredit

September 24, 2024

At Innerbloom Ketamine Therapy in San Luis Obispo, we’re excited to make ketamine therapy more accessible by offering flexible payment plans through CareCredit! With these options, patients can spread the cost of treatment over time with monthly payments, making it easier to get the care they need without paying the full amount upfront.

Let’s explore the different payment options available and how you can apply for CareCredit to start IV ketamine and ketamine-assisted therapy.

Payment Plan Options

Option 1: Deferred Interest / No Interest if Paid in Full

With this plan, interest accrues from the purchase date, but it is deferred (postponed) until the end of the promotional period (6, -12 months). As long as the balance is paid in full before the promotional period ends, you won’t pay any interest.

Monthly Payments: Minimum payments are required from the start. However, these minimum payments typically won’t pay off the full balance within the promotional period. You can choose to pay more each month to ensure the balance is cleared on time and avoid interest charges.
Avoiding Interest: Pay the full balance within the promotional period (e.g., 12 months), and you will only pay for the services—no interest will be added.
Interest After the Promotional Period: If the full balance isn’t paid off by the end of the promotional period, interest will be added from the date of purchase.

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The deferred interest/no-interest plan provides patients with the flexibility to make varying monthly payments, giving them the option to pay off the full balance by the end of the term and avoid any accrued interest.

Option 2: Fixed Payments / Reduced Interest

This option is ideal if you need a longer-term payment plan with predictable, fixed monthly payments. It allows you to stretch payments out over 24, 36, 48, or 60 months at a reduced interest rate.

Monthly Payments: Fixed and equal payments every month until the balance is paid in full.
Interest Rate: A reduced interest rate is applied at the time of purchase and remains the same throughout the term.

The fixed payment/reduced interest plan offers patients the option to make extended payments for up to 5 years.

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Example: For a 48-month term, you could pay a fixed amount of $73 per month, including both principal and interest at a reduced rate.

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How to Apply for CareCredit

Applying for CareCredit or Synchrony Pay Monthly is quick and easy, with results often available within minutes. Once approved, you can start using your payment plan immediately, making your treatment more financially manageable.

Here are the ways you can apply:

Visit our customized CareCredit link: https://www.carecredit.com/go/335VHF/ or scan our QR code.

Apply online at www.carecredit.com.
Call CareCredit directly at 800-365-8295.

Have questions or feeling unsure?

No worries—I'm here to help! Give me a call at 805-321-8471 or send an email to Libby@innerbloomslo.com.

-Libby, Clinic Manager

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